IDENTIFY AMT ISSUES
Yes, there are ways to lower your AMT Confirm if you are on track for your retirement goals and Learn if This will identify potential opportunities to do so
DEDUCTIONS & INCOME REVIEW
INVESTMENT TAX ISSUES
If you have Non-Qualified Investments, you could benefit from learning the impact of tax drag on your portfolio & rate of return
DISCUSS FINANCIAL POSITION
Have a true understanding of your financial picture and learn what may be holding you back from achieving your financial goals
BUSINESS BALANCE SHEET
Develop and/or analyze balance sheet, income statement, statement of Cash Flow, pro forma statements
EMPLOYEE BENEFITS REVIEW
Would you like to understand what benefits are available to you through your employer and which benefits you should choose
RETIREMENT NEEDS ANALYSIS
Confirm if you are on track for your retirement goals and Learn if This will identify potential opportunities to do so you should save more, work longer or some combination
EDUCATION ON RETIREMENT PLANS
You will be equipped to make a sound decision regarding your retirement plan’s options and funding level
SOCIAL SECURITY & MEDICARE
Receive a report to confirm which option provides the greatest opportunity for you personally
RMD & 72T ASSISTANCE ANNUALLY
If you require Annual Assistance with RMD’s and/or 72t calculations
Provided with a Custom Risk Score and provided with an overview of current portfolio with recommendations
RETIREMENT PLAN ALLOCATION
Provided with Semi-Annual Allocation reports & recommendation on Employer Sponsored Plan (401k, SIMPLE, SEP, etc)
IANALYSIS OF INDIVIDUAL SECURITY
Per individual Security (CD, Bond, Stock, ETF, Mutual Fund) Non-Publicly Traded $80
Educate on the rules of inherited IRA’s and develop a strategy for taking withdrawals
CUSTOMIZE A PORTFOLIO
Provided with a customized portfolio that aligns with your philosophy and objectives which can be implemented at any brokerage firm
Review current holdings, fees, objective & provide Risk overview, grade, costs and stress test of current holdings with potential Alternatives
STOCK OPTION PLANNING
Does your employer offer stock options? Do you need guidance on what is restricted, what you can exercise and how you can leverage it? You may have more options then you are aware of. There are ways that you may be able to benefit from these holdings by creating some flexibility making this benefit more than just another stock that you are holding.
REVIEW MORTGAGE OPTIONS
How would you like to know that you have all of the important data allowing you to make the most informed decision on your next rental property or commercial property? This walkthrough will educate you on important factors that you need to consider when purchasing or financing your next investment property.
CHANGE IN LIFESTYLE PLANNING
Any change in your financial picture is not only financially stressful but it is emotionally stressful. You do not need to go through these dark hours alone. You can have a financial partner who will educate you through the process and help identify which documents you will need to gather, file and review period you will also have access to our network of specialists to help you In areas that are not practiced at Prescott Private Wealth, Inc. Outside specialists charge a separate fee. This package is valuable to job changers, widower, widow, or divorce**
SUCCESSION OR EXIT PLANNING
Looking for ways to retain a key employee well creating a pathway that could lead to a succession or exit plan? Then this is for
FINANCIAL CONCEIRGE PER PARTICIPANT
Have access to our preferred subscription for a select few executives. This is the highest level of appreciation that you can give as an employee benefit.
BUY-SELL AGREEMENT ANALYSIS
If you are like a majority of business owners, you probably have not reviewed your agreement recently. Give your shareholders a sense of confidence, knowing that their shares will be funded after a qualifying event. If you currently have a funding source in place, we will give you a thorough overview of premiums, cash value, and projected analysis based off of the insurance company’s data.
FEE FOR MANAGING ASSETS* $100,000 - $249,999 – 1.50% $250,000 - $499,999 – 1.25% $500,000 - $999,999 – 1.00% $1,000,000 - $4,999,999 – .75% $5,000,000+ – .55%
COLLEGE SAVINGS REPORT
If you don’t know where to start with funding for your little one or older child you want to establish a savings plan to achieve your goals for your child’s higher education, then this will provide you what you are looking for. You will receive reports showing surplus or shortage with recommended strategies.
INDIVIDUAL COLLEGE REPORT
Save yourself the daunting task of trying to learn what each college offers incoming Freshmen for awards and scholarships. Our reports will save you time and energy by giving you current numbers, based upon your Student’s GPA, ACT or SAT scores, and your financial situation.
COLLEGE REPORT 6 PACK
Why would you need a 6 pack? The reason is, it is best practice to apply to at least six schools, to ensure that your student is receiving the most competitive offer from the school of choice. Applying to six schools gives you the ability to negotiate.
HIGHLY APPRECIATED STOCK PLANNING
If you have old stock that has grown so much in value, that you are scared to sell it due to the tax implications, then you have found what you were looking for! We have a way to reduce that taxable burden. Your Holdings in the stock must be valued at a minimum of $500,000
This is beneficial for your executive team to have access to an annual commitment of a professional who will review their retirement plan and portfolio allocation up to three times each year Additionally they will have access to a private portal that integrates their entire financial picture within Their personalized financial website.
PRICING COVERS UP TO 4 EMPLOYEES - $750 each additional employee
EMPLOYEE BENEFITS PLANNING
Are you looking for ways to carve out additional benefits for your executives, while meeting your obligations for your rank and file employees? Your permission slip lies inside of this report.
CD OPTIONS SILVER ANNUITIES
STOCKS ETFs GOLD REITS
BONDS MUTUAL FUNDS PLADIUM, PLATINUM BDCs
LIFE CRITICAL CARE
LONG-TERM CARE HEALTH
DISABILITY WORKERS COMP
* All accounts are subject to platform and strategist fees if applicable. Account Minimum is $100,000. It is at the discression of the firm to determine if they are willing to take on a client with less than the account minimum. The fee for accounts with values under $100,000 is 1.75%
**You are under no obligation to use the services of and outside specialist and may choose any qualified professional to provide additional services. Any outside specialist and their services are not affiliated with LPL Financial and Prescott Private Wealth, Inc.