Fee Schedule for Services
Financial Planning and Insurance Services
Reviewing Enforce Life Insurance Illustrations and Recommendations: $3,000 per individual
Includes the review and improvement of funding for buy-sell agreements, 412i, 412e3, cash balance pension plans, non-qualified agreements funded with life insurance and/or annuities, life insurance trust funding, as well as individual plans.
401(k) Investment Management: $500 - $4,000
Fees vary based on the complexity and size of the plan.
Baseline Financial Plan: $1,500
A customized financial plan addressing specific client needs.
Full Financial Plan: $3,000 - $35,000
A comprehensive financial plan completed by our in-house CFPs affiliated with Cetera Financial Specialists, with pricing depending upon the complexity.
Investment Portfolio Review with Recommendations: Up to 50 holdings: $1,200
Additional blocks of 25 holdings: $500 each
Example: 75 holdings would be $1,700, 100 holdings would be $2,200
Financial Binder Creation: $1,200 - $3,500
Pricing varies based on the complexity of the estate and includes a binder with tabs for each facet of your financial picture (Social Security, pensions, insurance policies, titles, employee benefits, etc.).
Hourly Consultation Services: $300 per hour
Available for additional financial planning or advisory services.
Investment Management Fees
Assets under Management Fee Schedule:
- Account values from $250,000 to $1,000,000: 1.00%
- Account values from $1,000,001 to $2,500,000: 0.75%
- Account values from $2,500,001 to $5,000,000: 0.55%
- Account values above $5,000,000: 0.40%
Corporate and Specialized Accounts:
- Corporate Retirement Assets (401(k), 403B, etc.):
- Fees will be discussed through a personalized proposal as they do not fall under the standard pricing structure.
- 529 Plans:
- Managed directly at the institution with separate fees set by the institution.
- Direct Sale of Mutual Funds or Annuities:
- Not included in the fee arrangement listed above and have separate fee structures.
Please refer to the firm's ADV Part 2A and the client's agreement for additional platform, strategist, or any related fees that may apply. The Assets Under Management Fee Schedule is reflective of advisory services offered through My Advice Architect.